Master Guide: How to Get Wise Business Account Approved in 2026 (Global Step-by-Step)
Master Guide: How to Get Wise Business Account Approved in 2026 (Global Step-by-Step)
Choosing the right global payment partner can make or break your freelance business. While Wise is the industry gold standard, their 2026 verification process is stricter than ever to comply with international regulations. Follow this no-nonsense guide to get your business account verified without the stress.
The 3-Step Verification Execution Plan
- Document Precision: Wise requires high-resolution scans. You must provide a valid photo ID, a live face capture, and official business registration documents from your national or state registry.
- Business Activity Clarity: You must provide a clear description of your business activity and a working website. If your website is "under construction," your application will likely be denied.
- The Traveler’s Secret: If you are logging in from multiple countries, Wise may flag your account for "Suspicious Activity". Use a Surfshark Dedicated IP to maintain a consistent "Home" IP address and avoid security lockouts.
Required Documents for 2026 Approval
| Document Type | Requirements |
|---|---|
| Proof of Address | Utility bills or bank statements less than 3 months old (PDF/JPG only). |
| Business Proof | Certificate of Incorporation or Articles of Association. |
| Personal ID | Passport or Driving License (Back and Front). |
Pro-Tip: Avoid the "Suspicious Activity" Trap
Many freelancers from the US and UK get their accounts flagged because they log in from different Wi-Fi networks. Secure your transactions and keep your IP stable with the Surfshark One suite.
Need more help? Check out our other Master Guides on Troubleshooting Fintech apps or contact our team for support.
